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Last Updated: May 31, 2026
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1. U+ Bank wants to offer credit cards only to low-risk customers. The customers are divided into various risk segments from Good to Very Poor. The risk segmentation rules that the business provides use the Average Balance and the customer Credit Score.
As a decisioning consultant, you decide to use a decision table and a decision strategy to accomplish this requirement in Pega Customer Decision Hub.
Using the decision table, which label is returned for a customer with a credit score of 240 and an average balance 35000?
A) Very Poor
B) Poor
C) Fair
D) Good
2. U+ Bank has launched a new credit card for all customers with a premium bank account. As a decisioning consultant, you need to create actions that involve the full customer life cycle: marketing, sales, and service.
Which two valid actions do you create? (Choose Two)
A) 1% cash back credit card
B) No annual fee credit card
C) Credit card number
D) Credit card status
3. U+ Bank, a retail bank, presents various credit card offers to its customers on its website. The bank uses artificial intelligence (AI) to prioritize the offers based on customer behavior. Since introducing the Gold credit card offer, the offer click through rate propensity has increased to 0.83.
What does the increase in the propensity value most likely indicate?
A) Similar customers have shown interest in the offer.
B) Similar customers have ignored the offer.
C) Similar customers have rejected the offer.
D) Similar customers have purchased other offers.
4. U+ Bank wants to offer credit cards only to customers with a low-risk profile. The customers are divided into various risk segments from AAA to CCC. The risk segmentation rules that the business provides use the Age and the customer Credit Score based on the following table. The bank uses a scorecard model to determine the customer Credit Score.
As a decisioning consultant, how do you implement the business requirement?
A) Add a decision table to a decision strategy and reference it in the scorecard component.
B) Add three contact policies that correspond to the three risk segments.
C) Add a decision table to a decision strategy and pass the credit score as the parameter.
D) Add the risk segmentation rules in the Results tab of the scorecard rule.
5. The following decision strategy outputs the most profitable shoe a retailer can sell. The profit is the selling Price of the shoe, minus the Cost to acquire the shoe.
The details of the shoes are provided in the following table:
What is the number of outputs that each component has?
A) Set-Property=1, Results=4
B) Set-Property=4, Results=4
C) Set-Property=4, Results=1
D) Set-Property=1, Results=1
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: B,D | Question # 3 Answer: D | Question # 4 Answer: B | Question # 5 Answer: A |
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