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California Department of Insurance CA-Life-Accident-and-Health Exam Syllabus Topics:

California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:

Question 1

Which program is designed to provide medical assistance to people with low incomes?

A. Social Security.
B. Medicare.
C. Medical.
D. Workers' Compensation.

Question 2

A situation in which there is a possibility of a loss or a gain is a

A. particular risk.
B. speculative risk.
C. fundamental risk.
D. pure risk.

Question 3

Which nonforferture option uses cash surrender values to select paid-up term insurance for the full face amount of the policy?

A. Reduced paid-up insurance.
B. Extended term insurance.
C. Extended paid-up insurance.
D. Reduced term insurance.

Question 4

Who submits Medicare Part A claims?

A. Hospitals
B. Patients
C. Pharmacies
D. Physicians

Question 5

In the absence of a coordination of benefits clause, all of the following circumstances might result in recovery of more than 100% of actual health care expenses EXCEPT

A. a worker's group medical plan includes a carryover deductible provision.
B. an executive has additional coverage through an association policy.
C. a person working for two employers has insurance through both.
D. spouses are both employed and eligible for group medical benefits.

Solutions: