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Updated: Aug 12, 2026

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Insurance Licensing InsNV_Health02 Exam Overview:

Certification Vendor:Nevada Division of Insurance
Exam Name:NV Accident and Health Insurance Examination
Exam Number:InsNV_Health02
Passing Score:70%
Related Certifications:NV Life Insurance
NV Life, Accident & Health Insurance
NV Property Insurance
NV Casualty Insurance
Exam Duration:135 minutes
Exam Format:Multiple Choice
Certificate Validity Period:Valid per Nevada insurance license renewal requirements
Real Exam Qty:98 (88 scored + 10 pre-test)
Exam Price:$37 USD
Available Languages:English
Recommended Training:Pearson VUE Nevada Insurance Candidate Handbook
Exam Registration:Pearson VUE Nevada Insurance Registration
Sample Questions:Insurance Licensing InsNV_Health02 Sample Questions
Exam Way:In-person at Pearson VUE testing centers; delivered as computer-based exam
Pre Condition:No mandatory pre-licensing education required in Nevada; candidates must be fingerprinted and pass background check upon license application.
Official Syllabus URL:https://www.pearsonvue.com/nv/insurance/

Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

SectionWeightObjectives
Accident and Health — General Knowledge~68%- Types of Health Insurance Policies
  • 1. Long-Term Care (LTC) Insurance
  • 2. Limited Benefit Plans
  • 3. Accidental Death & Dismemberment
  • 4. Disability Income Insurance
  • 5. Medicare Supplement Policies
  • 6. Medical Expense / Major Medical Insurance
  • 7. Group Health Insurance
- Insurance Concepts and Underwriting
  • 1. Premiums and Renewal
  • 2. Application and Underwriting
  • 3. Insurance Basics and Risk
- Policy Provisions, Clauses & Riders
  • 1. Optional Provisions
  • 2. Mandatory Uniform Provisions
  • 3. Common Riders
  • 4. Other Provisions and Clauses
- Social Insurance / Government Plans
  • 1. Social Security Disability Benefits
  • 2. Medicaid
  • 3. Medicare (Parts A, B, C, D)
Nevada Statutes, Rules and Regulations~32%- General State Insurance Regulations
  • 1. Insurance Commissioner Authority
  • 2. Marketing Practices and Unfair Trade
  • 3. Insurance Guaranty Associations
  • 4. Agent Licensing Requirements
  • 5. Definitions and General Provisions
- Nevada Health-Specific Regulations
  • 1. Advertising and Disclosure Rules
  • 2. Group and Credit Health Rules
  • 3. Replacement and Free-Look Provisions

Insurance Licensing NV Accident and Health Sample Questions:

1. Under an individual Major Medical policy, a married policyowner has the right to take which of the following actions?

A) Demand binding arbitration if there is disagreement over a claim
B) Add a newborn child to the policy without providing proof of insurability
C) Reinstate the policy within 3 years after it lapses
D) Sue the insurance company for not paying a claim within 30 days after submission of Proof of Loss


2. Basic cancer plans pay for all of the following EXCEPT:

A) radiotherapy
B) physical therapy
C) immunotherapy
D) chemotherapy


3. According to Nevada law, an authorized insurer is BEST defined as:

A) an insurer authorized under a certificate of authority issued by the Governor of Nevada
B) an insurer with a certificate of authority issued by the National Association of Insurance Commissioners (NAIC)
C) any insurer with minimum assets as required by this state
D) an insurer with a certificate of authority issued by the Insurance Commissioner of Nevada


4. Which of the following is NOT a preventive benefit for adults?

A) High blood pressure screening
B) Mammograms
C) Physical therapy
D) Skin cancer screening


5. Group health policies MUST provide which of the following benefits?

A) Cosmetic surgery
B) Adult dental care
C) Hospice care
D) Adult vision care


Solutions:

Question # 1
Answer: B
Question # 2
Answer: B
Question # 3
Answer: D
Question # 4
Answer: D
Question # 5
Answer: C

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